These Terms & Conditions of Use (the Terms) set out the Terms by which you may make use of our Website cheaploans.co.uk (the Website). Use of the Website includes accessing, browsing, or making an application via the Website.
It is important that you carefully read these Terms before you use the Website, as they apply to your use of the Website. Please feel free to download or print a copy of these Terms for your own future reference. It is your responsibility to ensure you are aware of the nature of these Terms and how they may affect your use of the Website.
By using the Website, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you should exit the Website immediately and we request that you do not use our service.
Cheap Loans is a registered Trading Name of TFLI (US) INC, who function as a lead generator. TFLI (US) INC is an Appointed Representative of TFLI Limited and is entered on the Financial Services Register under reference number: 723630. TFLI (US) INC is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 946605. TFLI US INC is registered in United States of America (Company number P20000059850). Registered Office: 5805 Blue Lagoon Drive Suite 200. Miami, Florida, 33126. Licenced by the Information Commissioner's Office, Registration Number ZB053626).
cheaploans.co.uk is owned and operated by TFLI (US) INC
We are not a Lender or Provider and therefore we will not provide finance directly to you; we introduce you to our broker partners who will contact you directly to discuss your financial circumstances. By submitting an application through our Iframe form you will be giving your consent for TFLI (US) INC to introduce your application with one of our broker partners. We will present your application in real time to one of our broker partners based on the information you have submitted and they will evaluate your financial needs before contacting you.
There is no obligation for you to proceed with the broker service with them. You should read their conditions carefully and make a responsible decision on whether you believe their service is right for you. If you have any questions or are unsure you should contact the Lender before taking out any service or loan with them.
The Lender will conduct an assessment on you before any decision or offer is made.
Accessing the Website
Intellectual property rights
Accuracy Of Information
Customer checks & referencing
This loan process will involve a soft search being carried out upon you. It will not affect your credit rating and will only be visible to you.
Upon application the Lender or Finance Provider may use both fraud prevention and credit referencing agencies to help make relevant decisions. Credit checks and credit reference agencies can also help prevent fraudulent applications so we ask you to agree to using data provided for the purpose of preventing fraud and ensuring that your identity is protected.
Information provided by you must always be true and accurate, as misleading information will be regarded as a breach of our terms and is likely to breach any agreement you have entered into with a Lender or Finance Provider. Misleading information may also result in the instigation of criminal procedures against you.
If you have authorised any third parties to act on your behalf any information given by the third party will be contractually binding on you. Should you choose to make a joint application for a loan or finance via the Website each party will be dealt with as a client acting with the consent of the other and if correspondence is entered into with one party of the joint application it shall be assumed that the communication is with both parties.
Unless stated otherwise we may contact you via means of telephone, SMS, post or email to provide information and alerts relating to your application and or services We think may be of interest to You.
You may only use our site & iframe form for lawful purposes. You may not use our site/form:
Links From The Website
The Website & form is controlled and operated in the United Kingdom. These Terms and any non-contractual obligations arising out of or in connection with these Terms will be governed by the laws of England and Wales and you irrevocably agree to submit to the exclusive jurisdiction of the English courts.
Your Right to be Forgotten / Erasure Of Your Personal Information
Under the General Data Protection Regulation (GDPR), all individuals have the right to request the deletion or removal of personal data (the right to be forgotten) under the following circumstances:
There are some circumstances where the right "to be forgotten" does not apply i.e. where we need to comply with a legal obligation.
If you wish to request your "right to be forgotten" please email: firstname.lastname@example.org
Our marketing partners will also be informed of your request
We endeavour to make every effort to ensure our service to you is excellent; however, if you wish to make a formal complaint, please send your complaint via email to email@example.com
Last Updated May 2021