We work exclusively with a select group of lenders. Representative 49.9% APR Variable. CheapLoans is a trading style of TFLI Ltd who are a broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
BORROW FROM £100 TO £5,000
Apply now and receive cash by 13:20*
Get Your Loan Today

How much would you like to borrow?

Loan amount

Over how many months?

Representative example
Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable).
Representative 49.9% APR Variable
Rates between 8.8% APR and Maximum 1698.1% APR

Cash paid out within 15 mins*

Used by 1000’s of people every day

100% no obligation

Looking for a loan? Trust cheaploans.co.uk to find the perfect loan for you

Cheaploans.co.uk specialise in the short term and personal loans market. Through our proprietary loan sourcing technology, we’re able to help you find the best loans on the market to suit your circumstance by comparing 100’s of loan products from a panel of over 50 responsible lenders and credit providers.

Our simple one stage application journey makes the process of finding a loan quick and straightforward whilst our advanced loan search engine works seamlessly, comparing a raft of personal loans products with the primary objective of sourcing the right lender for you.

cheaploans.co.uk provides a free to use service, and our customers are under no obligation to accept their loan quote. Trust cheaploans.co.uk to find the best loan rates and options to suit your individual circumstances, no matter what your credit background may look like.

cheaploans.co.uk is a trading style of TFLI Limited who is a licensed credit broker and not a lender.

Note: No one from CheapLoans or any financial partner will ever contact you and request you to send money or ask you to buy any products prior to receiving your loan.

Important information

At cheaploans.co.uk we like to make applying for a loan as simple and straightforward as possible and understand that you may have questions throughout the loan application process. Our key information page provides the perfect resource to find answers to any questions that you may have about our lenders or any other aspect of our loan finding service. If you have queries about the website or our use of cookies, specific information can be found within our privacy policy, we advise that you take time to read this.

Any individual applying for a loan through cheaploans.co.uk must be aged 18 and over. In the interest of transparency customers should be aware that all loan applications are subject to credit searches and that these searches may be recorded on your credit file which can have a lasting negative impact. In addition to credit searches, cheaploans.co.uk request specific information relating to an applicant’s affordability. Our lenders will use this data to assess our applicants affordability, this process differs from lender to lender.

Certain loans available via cheaploans.co.uk are not suitable for long term borrowing or for people in severe financial difficulty. All loans must be repaid as agreed and any late or missed repayments may be reported to credit reference agencies which can damage your credit score and make obtaining a loan in the future more difficult. If you are in need of financial advice, the Money Advice Service is a reliable reference resource. For help, go to moneyadviceservice.org.uk


Our application process requires us to send you multiple SMS messages to provide you information regarding your Loan Application. This will also consist of details relating to specific Lenders and the service provided by CheapLoans / TFLI and will also include periodic SMS messages as new lenders and products are added to our panel.
You can opt out from these messages at any time.

Marketing Services Providers

Mobile Finance

Mortgage & Insurance Services

Utility Switching

Credit Score

Debt Assistance