Applicants must be homeowners, residing in the UK and over the age of 18 to apply. They must be in permanent employment, receiving a pension or disability benefit/living allowance and meet the lenders criteria and credit affordability assessment.
All applications will be subject to a hard credit search which will result in the search being recorded on your credit file. The credit check process could potentially have damaging influences on your credit file. All affordability assessments will be carried out in line with the individual direct lenders lending criteria.
Our cheapest loan rates are available to applicants with a good history of credit.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT TO REPAY.