We work exclusively with a select group of lenders. Representative 49.9% APR Variable. CheapLoans is a trading style of TFLI Ltd who are a credit broker, not a lender.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
BORROW FROM £100 TO £5,000
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Representative example
Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable).
Representative 49.9% APR Variable
Rates between 8.8% APR and Maximum 1698.1% APR

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Looking for a loan? Trust cheaploans.co.uk to find the perfect loan for you

Cheaploans.co.uk is one of the country’s best known, most trusted online loan brokers for the short term loan, instalment loan and personal loan market. Working alongside some of the world’s biggest direct lenders, we remove the need to search multiple different unsecured loan providers; instead we do all of the hard work for you searching a panel of more than 50 direct lenders and brokers in real time, to return a quick loan decision.

If you need a fast loan for any legal purpose then we can help. Looking for a new car loan, or perhaps you simply need some short term cash to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form and if accepted, you could receive your loan on the same day, with options to pay from 3 to 36 months or to even pay weekly with some direct lenders.

Once you submit an application, our smart loan sourcing engine instantly searches 100’s of short term loan products and puts you in touch with a suitable direct lender / broker. If we are unable to source a loan for you, we may offer an alternative product such as a credit card or credit repair product.

We regret to inform customers that we do not offer pay day loans or no credit check loans however, our short term loans are a great alternative to a traditional pay day loan (although acceptance is not guaranteed).

cheaploans.co.uk is a trading style of TFLI Limited who is a licensed credit broker and not a lender.

Note: No one from CheapLoans or any financial partner will ever contact you and request you to send money or ask you to buy any products prior to receiving your loan.

Important information

At cheaploans.co.uk we like to make applying for a loan as simple and straightforward as possible and understand that you may have questions throughout the loan application process. Our key information page provides the perfect resource to find answers to any questions that you may have about our lenders or any other aspect of our loan finding service. If you have queries about the website or our use of cookies, specific information can be found within our privacy policy, we advise that you take time to read this.

Any individual applying for a loan through cheaploans.co.uk must be aged 18 and over. In the interest of transparency customers should be aware that all loan applications are subject to credit searches and that these searches may be recorded on your credit file which can have a lasting negative impact. In addition to credit searches, cheaploans.co.uk request specific information relating to an applicant’s affordability. Our lenders will use this data to assess our applicants affordability, this process differs from lender to lender.

Certain loans available via cheaploans.co.uk are not suitable for long term borrowing or for people in severe financial difficulty. All loans must be repaid as agreed and any late or missed repayments may be reported to credit reference agencies which can damage your credit score and make obtaining a loan in the future more difficult. If you are in need of financial advice, the Money Advice Service is a reliable reference resource. For help, go to moneyadviceservice.org.uk


Our application process requires us to send you multiple SMS messages to provide you information regarding your Loan Application. This will also consist of details relating to specific Lenders and the service provided by CheapLoans / TFLI and will also include periodic SMS messages as new lenders and products are added to our panel.
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