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The CheapLoans.co.uk Community Forum » Loans, Mortgages and Credit Cards » loan with no credit search

jonty

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Member
Date Joined: July 3, 2008
Posts: 1

Hi all, is it possible to get a personal loan without having a credit search. The reason i ask is because i need a loan but ive already had a few searches against me this year, once for a mortgage and once for a loan which i decided against and i dont really want anymore. I think im right in saying that lots of credit searches can count against you and i just dont want anymore unless i can be guarenteed the loan in advance. Any ideas?

Posted 3 years ago #

brownc

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Member
Date Joined: May 23, 2008
Posts: 1

hi jonty, im no expert on this but i dont think you've got much choice other than to have a credit search. The only way that i think you can borrow without a search is through your bank but thinking about it maybe not their either.

Posted 3 years ago #

heman

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Member
Date Joined: July 8, 2008
Posts: 3

u can only get an in principle nod with no credit search which doesn't really mean anything. To get an actual loan fully approved you'll need to be checked im afraid.

Posted 3 years ago #

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