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tribble

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Date Joined: May 30, 2008
Posts: 4

Checked my credit reports from Experian and Equifax and there different. My report from Equifax is better and has 2 credit cards missing. Anyone know why and which loan and credit card companies use Equifax?

Posted 3 years ago #

mcfly

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Date Joined: July 14, 2008
Posts: 1

I think their all totally different and some lenders may even use both. Its a bit weird that one report would be missing 2 credit cards though as i think their supposed to share the information with each other. It would be a bonus if you applied for credit and the lender checked your better report but i think to help yourself you should probably get them both in sync.

Are you having trouble getting credit because of this??

Posted 3 years ago #

spiderboy

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Date Joined: July 15, 2008
Posts: 1

The majority of lenders use equifax but i dont know the difference between the two. There is also a 3rd one called callcredit. Do what Mcfly says and give them all a call.

Posted 3 years ago #

thirston

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Date Joined: July 24, 2008
Posts: 1

Very similar situation for me but a personal loan from black horse which i took out 3 years ago was missed off my equifax report but was on a report i got from experian. Why there different ill never know, seems pointless having more than one anyway!

Posted 3 years ago #

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