http://www.cheaploans.co.uk/forum/ The CheapLoans.co.uk Community Forum: Recent Topics en Wed, 07 Jan 2009 12:56:40 +0000 http://www.cheaploans.co.uk/forum/topic/need-auto-loan#post-124 Wed, 12 Nov 2008 11:48:08 +0000 Tomas 124@http://www.cheaploans.co.uk/forum/ <p>Hi Everybody, I have no credit at all. But really need a auto loan. I don't know what to say and whom to ask. Can anybody help me in this? </p> http://www.cheaploans.co.uk/forum/topic/mortgage-broker-training#post-135 Thu, 27 Nov 2008 09:35:02 +0000 D.C.Fawcett12 135@http://www.cheaploans.co.uk/forum/ <p>Becoming a mortgage broker is no longer a lucrative career option these days. It was possible to earn a six figure income easily by entering the mortgage sector as a mortgage broker with mortgage broker training. Because of the subprime mortgage meltdown, mortgage brokers are seeing their businesses disappear very quickly.</p> <p>you can visit mortgagetraining.realestateforeclosuresinvesting.com/ </p> http://www.cheaploans.co.uk/forum/topic/welcome-finance#post-129 Thu, 20 Nov 2008 14:22:57 +0000 martin from beds 129@http://www.cheaploans.co.uk/forum/ <p>Hi All,</p> <p>Are Welcome Finance any good? I have been offered a loan with them through a broker which i am thinking of taking out, but i dont know anything about them and if their reputable or not. The loan i have been offered is really very expensive in repayment terms but im desperate for the money. feedback from anyone would be helpful. </p> http://www.cheaploans.co.uk/forum/topic/improve-your-credit-rating#post-132 Tue, 25 Nov 2008 09:27:59 +0000 freeebooks 132@http://www.cheaploans.co.uk/forum/ <p>I found this, what do we all think?</p> <p>1001floodle.com/improvecredit.html </p> http://www.cheaploans.co.uk/forum/topic/would-a-loan-be-better-than-a-credit-card#post-51 Tue, 01 Jul 2008 14:48:19 +0000 thyroidissues 51@http://www.cheaploans.co.uk/forum/ <p>i need to borrow about 5 grand to clear some debts and ive been approved for a capital one credit card. Ive gone for a card because i can make min payments some months if things are tight. I can afford about 80 per month on my debts and just wondered how much a personal loan would be for this amount and if it would be better? </p> http://www.cheaploans.co.uk/forum/topic/case-studies-required-have-you-been-caught-out#post-126 Fri, 14 Nov 2008 10:33:17 +0000 victoriarichards 126@http://www.cheaploans.co.uk/forum/ <p>Hi there, </p> <p>I work for the FT and we are hoping to talk to people who have responded to letters that claim to offer an instant loan (companies such as 'Provident', for example, with the lure of 'cash for christmas'), but then charge extremely high rates of interest, or charge premium rates for calls but don't actually come up with the loan. I'd really be interested in hearing more about your experiences so if you could please get in touch over email <a href="mailto:victoria.richards@ft.com">victoria.richards@ft.com</a> that would be great. Many thanks. </p> http://www.cheaploans.co.uk/forum/topic/cash-finance-direct#post-92 Wed, 13 Aug 2008 17:49:33 +0000 farzel 92@http://www.cheaploans.co.uk/forum/ <p>hi, i have been contacted by a loan company called cash finance direct who have asked me to call a premium number to apply for a loan with them. Not to sure what to do coz i really need the loan and keep getting turned down everwhere else i try but these guys seem keen...any advice anyone? the phone call fee puts me off. </p> http://www.cheaploans.co.uk/forum/topic/forum-rules#post-118 Wed, 05 Nov 2008 20:45:58 +0000 switch 118@http://www.cheaploans.co.uk/forum/ <p>Hi Everyone,</p> <p>I read through the Cheap Loans forum rules (every word) and couldn't find anything to do with post signatures?</p> <p>Does this forum have anything against signtaures on posts.</p> <p>For example, at the end of my post I would like to use the following:</p> <p>------<br /> Switch Finance<br /> ------</p> <p>Is this type of use okay, or is this not allowed as most other forums do allow a signature that includes at least one link to your website?</p> <p>Thanks. </p> http://www.cheaploans.co.uk/forum/topic/loan-fees#post-26 Wed, 28 May 2008 11:01:54 +0000 monkeyfeet 26@http://www.cheaploans.co.uk/forum/ <p>Ive just been accepted for a loan through a broker but to get the loan i have to pay a fee of £29.50. This sounds a little strange to me, is this normal? I think they said it was to cover set up costs. </p> http://www.cheaploans.co.uk/forum/topic/possibilities-of-a-credit-repair-business#post-100 Wed, 24 Sep 2008 09:13:14 +0000 Barrett 100@http://www.cheaploans.co.uk/forum/ <p>Hi all, what are the possibilities of running a credit repair business and how is the business run. What are the legalities and formalities involved in that so that one can make the arrangements to start his own credit repair business? </p> http://www.cheaploans.co.uk/forum/topic/need-information-on-credit-repair-business#post-98 Mon, 22 Sep 2008 18:46:11 +0000 Morris 98@http://www.cheaploans.co.uk/forum/ <p>Hi everyone, I have been hearing lately about credit repairing companies and the amount of work they get in their business. One of my cousins is running a credit repair business, I have talked to him about the business but, I need more information on this so that I can start my own credit repair business. Please do suggest your views on this!!! </p> http://www.cheaploans.co.uk/forum/topic/loan-with-no-credit-search-1#post-93 Mon, 25 Aug 2008 18:27:07 +0000 nisha 93@http://www.cheaploans.co.uk/forum/ <p>I want to take one loan from you. What is the procedure? if you dont mind please help me </p> http://www.cheaploans.co.uk/forum/topic/loan-for-bad-credit#post-84 Fri, 01 Aug 2008 12:43:02 +0000 Ironman 84@http://www.cheaploans.co.uk/forum/ <p>ive got a bad credit score and was curious as to which lender im most likely to be accepted with without going all around the houses. I dont mind securing the loan against my house if needs be but ive not got that much equity either. I need to borrow about £15000. </p> http://www.cheaploans.co.uk/forum/topic/can-going-overdrawn-hurt-my-credit-rating#post-80 Sat, 26 Jul 2008 19:58:40 +0000 Monty Burns 80@http://www.cheaploans.co.uk/forum/ <p>Hi, Is it bad to go frequently overdrawn? I'm asking because i go overdrawn on my current account just about every month and i know my bank dont charge me anything for this, but im wondering if it may have an effect on my credit rating. Do you get a black mark striked against you each time this happens, or if you just exceed your set overdraft limit? </p> http://www.cheaploans.co.uk/forum/topic/credit-reports-different#post-67 Thu, 10 Jul 2008 21:27:23 +0000 tribble 67@http://www.cheaploans.co.uk/forum/ <p>Checked my credit reports from Experian and Equifax and there different. My report from Equifax is better and has 2 credit cards missing. Anyone know why and which loan and credit card companies use Equifax? </p> http://www.cheaploans.co.uk/forum/topic/petrol-prices#post-73 Wed, 16 Jul 2008 16:05:54 +0000 martinfowler 73@http://www.cheaploans.co.uk/forum/ <p>I was watching newsnight on TV the other day and they had some big wigs on discussing the rising price of petrol amongst other things. I was horrified to learn that almost 70% of what we are charged in the UK on a gallon of petrol is made up from nothing more than...wait for it...TAX???????</p> <p>Am I on my own here or does anyone else scratch their head at this one. At a time when everyone in the country is left counting the pennies as the cost of fuel (and food, and utilities and everything else) rises, and there is supposedly no easy way to make peoples lives a little easier, surely here is one very simple way to help us all out!!! Makes me so mad!!! </p> http://www.cheaploans.co.uk/forum/topic/what-is-the-credit-crunch#post-50 Tue, 01 Jul 2008 14:27:15 +0000 quincy 50@http://www.cheaploans.co.uk/forum/ <p>In lamens terms can someone please explain what the credit crunch is and does it have anything to do with our increasing fuel and food costs? or is that something different? </p> http://www.cheaploans.co.uk/forum/topic/money-making-websites#post-66 Thu, 10 Jul 2008 10:12:43 +0000 hanzor 66@http://www.cheaploans.co.uk/forum/ <p>Hey all... </p> <p>Just thought I'd give a mention to Matched.co.uk. It's a great way of making a bit of extra cash on the side. I did it, and I get a few quid going into my paypal account each month from it. Every little helps! </p> <p>All you need to do is enter the details of your websites, and any pages you want to have adverts, on into their database. They match your sites with advertisers, and pay £3 per advert per month. You can enter up to 5 websites, and 5 pages on each site which could potentially make you £75 a month! </p> <p>One thing I have found is that they are more likely to assign ads to finance-related sites. I'd take a look at it - I did, and it's extra money for doing virtually nothing! </p> http://www.cheaploans.co.uk/forum/topic/no-strings-unsecured-loan#post-47 Tue, 01 Jul 2008 13:48:14 +0000 foolhardy 47@http://www.cheaploans.co.uk/forum/ <p>Can somone please let me know why every broker that I have tried to get an unsecured loan from is trying to charge me a set up fee. There is absolutely no way I am paying a fee for a broker to find a loan for me when there is no guarentee that i'll get it. </p> <p>I am unable to get a loan from my bank but i still dont see why because of this i now have to start paying for companies to find one for me. Does anyone know of anywhere that i can go to get one directly? </p> http://www.cheaploans.co.uk/forum/topic/iva-or-bankruptcy#post-55 Wed, 02 Jul 2008 12:37:03 +0000 mumblyjoe 55@http://www.cheaploans.co.uk/forum/ <p>I owe close to £25000 through a combination of credit cards, loans and catalogues which are costing me about £700 per month in repayments. I have really struggled to keep on top of this over the last few months and have pretty much sacraficed any sort of a personal life. I have basically decided that enough is enough and am looking for a way out (not a quick fix though just to stress). Does anybody know if i would qualify for an IVA and if this would be best, or should i just bite the bullet and declare myself bankrupt? I really dont want this though!!! </p> http://www.cheaploans.co.uk/forum/topic/loan-with-no-credit-search#post-59 Thu, 03 Jul 2008 12:49:32 +0000 jonty 59@http://www.cheaploans.co.uk/forum/ <p>Hi all, is it possible to get a personal loan without having a credit search. The reason i ask is because i need a loan but ive already had a few searches against me this year, once for a mortgage and once for a loan which i decided against and i dont really want anymore. I think im right in saying that lots of credit searches can count against you and i just dont want anymore unless i can be guarenteed the loan in advance. Any ideas? </p> http://www.cheaploans.co.uk/forum/topic/premium-rate-loan-company#post-61 Tue, 08 Jul 2008 15:52:53 +0000 stevejones 61@http://www.cheaploans.co.uk/forum/ <p>I have just been contacted by a company in conection with a loan application that i made online. I have been told that my loan has been approved which is great and that i need to call back to go through some details. The only problem is that the number they have given me to call is an 090 number which is charged at 1.50 per minute. Should i call or does this seem a bit fishy??? </p> http://www.cheaploans.co.uk/forum/topic/loan-insurance#post-25 Wed, 28 May 2008 09:36:11 +0000 Mr Blonde 25@http://www.cheaploans.co.uk/forum/ <p>Is it a good idea to take out loan insurance? i've just been offered a homeowner loan with a company called First Plus and they have offered insurance as part of the deal to protect my repayments. Ive just been searching this type of insurance on the net and have found loads of sites slating it!! What should I do??? </p> http://www.cheaploans.co.uk/forum/topic/best-way-to-invest-my-capital#post-30 Thu, 29 May 2008 10:17:07 +0000 monkfish 30@http://www.cheaploans.co.uk/forum/ <p>I recently came into some money and i was just wondering what the best way to invest it would be. My original plan was to put it into property but I dont think that would be a particulary great idea at the moment. Im also cautious of keeping it all in my bank on the off chance that something similar to the Northern Rock episode is repeated with them(paranoia extremis I know).</p> <p>I guess what im asking is whats the safest way to invest a large sum of money whilst getting the best possible return. </p> http://www.cheaploans.co.uk/forum/topic/more-than-25k-loan-for-tenant#post-40 Sun, 08 Jun 2008 12:08:50 +0000 mickelburgh 40@http://www.cheaploans.co.uk/forum/ <p>I need to borrow about 31 thousand to clear some outstanding debts. Ive applied with my bank and a broker both of which have turned me down. Does anyone know of anywhere that i can get this amount? Was going to apply on this site but reading through the pages it doesn't seem like i'll have much joy here either. </p> http://www.cheaploans.co.uk/forum/topic/0-credit-cards#post-35 Mon, 02 Jun 2008 20:26:53 +0000 tribble 35@http://www.cheaploans.co.uk/forum/ <p>I'm wanting to payoff my credit cards over the next year. I wanted to transfer the balances to a new 0% card. Anyone know of a good one to go for. </p> http://www.cheaploans.co.uk/forum/topic/iva-advice#post-29 Wed, 28 May 2008 15:34:05 +0000 lawnmower man 29@http://www.cheaploans.co.uk/forum/ <p>My finances are in a pretty bad way and i have recently spoke to a debt company who are trying to talk me into doing an IVA. Is this advisable, I would appreciate feedback from someone whos considered it or is involved in one. </p> http://www.cheaploans.co.uk/forum/topic/house-price-crash-fears#post-20 Fri, 23 May 2008 20:02:10 +0000 Monty Don 20@http://www.cheaploans.co.uk/forum/ <p>Hi,</p> <p>Im in the process of buying a new house however i'm starting to get a bit nervous that their might be a market crash. Friends of mine seem to think im a bit mental buying at the moment and i just wondered what everyone else thinks? or more to the point has anybody else been put off buying right now??? </p> http://www.cheaploans.co.uk/forum/topic/some-money-saving-websites#post-22 Fri, 23 May 2008 22:43:38 +0000 mightymouse 22@http://www.cheaploans.co.uk/forum/ <p>Here's a couple of sites I use to help make the pennies go further</p> <p><a href="http://www.quidco.com/" rel="nofollow">http://www.quidco.com/</a></p> <p>This site allows members to receive cashback on many internet shopping sites.</p> <p><a href="http://www.hotukdeals.com/" rel="nofollow">http://www.hotukdeals.com/</a></p> <p>Upto date offers from all over </p> http://www.cheaploans.co.uk/forum/topic/first-post-anybody-out-there#post-19 Fri, 23 May 2008 19:46:42 +0000 mightymouse 19@http://www.cheaploans.co.uk/forum/ <p>First post ever on this site.</p> <p>I should be able to come up with something witty and profound but I'm an Accountant so its not allowed. </p>