http://www.cheaploans.co.uk/forum/ The CheapLoans.co.uk Community Forum: Forum: Your Money Saving Hints and Tips - Recent Posts en Wed, 08 Feb 2012 01:18:44 +0000 http://www.cheaploans.co.uk/forum/topic/use-prediction-tools-to-save-you-from-making-an-expensive-mistake#post-1131 Tue, 07 Feb 2012 07:57:02 +0000 margauxmorgan 1131@http://www.cheaploans.co.uk/forum/ <p>with <a href="http://www.loancalculatorformula.com/," rel="nofollow">http://www.loancalculatorformula.com/,</a></p> <p>you can calculate first<br /> before applying for a loan<br /> or for any investments<br /> and save yourself the hassle<br /> and some big bucks!</p> <p>Good Luck! </p> http://www.cheaploans.co.uk/forum/topic/money-making-websites#post-1114 Wed, 01 Feb 2012 05:18:13 +0000 margauxmorgan 1114@http://www.cheaploans.co.uk/forum/ <p>really!?<br /> that good to know :)<br /> do you think this site: <a href="http://www.loancalculatorformula.com/" rel="nofollow">http://www.loancalculatorformula.com/</a> would pass?</p> <p>thanks :D </p> http://www.cheaploans.co.uk/forum/topic/bmv-properties-what-is-the-real-deal#post-1100 Mon, 23 Jan 2012 16:28:45 +0000 bmvscan 1100@http://www.cheaploans.co.uk/forum/ <p>There are ways to save money and one of them is "not to lose due to greed". </p> <p>Now a days there are various companies offering you to take advantage of recession and provide you with "below market value / BMV properties", some of the names are Choices Acquisitions part of bigger group and also operate as choices co uk estate agents, fasttrackproperty, Axis etc (google bmv properties). </p> <p>Most companies have free or reasonable membership fee (below £100) should you decide to become their member but some are over the top!!</p> <p>Over the TOP would ask you for 2 levels of membership, to get Auction listings you pay £250 and to be their so called "retained client" you pay £1800, yes £1800!!</p> <p>You will be made aware of lots of below market value property deals which can earn you or save you money and the aim is to get you on board as a client with positive feedback from (internet) clients you do not know or have any reference of. When you are up for the membership, you will be asked to provide your account or credit or, debit card details. Now be very careful here, sales people will be very fast, enthusiastic and quick enough to want you to confirm or "activate the membership" over the phone the moment you've given your financial details. </p> <p>Remember, once you have paid the "membership" money and activated your account you can never ever claim it back, "better think it's lost" or stolen if you can live with that :-)</p> <p>What are the real benefits in becoming a paid member, none!, Why?</p> <p>1. Auction properties: You can get them for free from any auction site, it's simply free.<br /> Call the auctioneers and they will be happy to provide you with the list via email or mail they have to sell their stuff to you and make commission, don't they.</p> <p>2. Some will tempt you as their retained client:- If by any chance you decided to become their retained client (where you are promised the listing of property 1st) by parting with £1800, you will be asked to<br /> "commit" to the property you have never seen in your life so that can be taken off the market.<br /> The moment you said yes, you are obliged to pay them their 2.5% commission upfront + any deposit required to secure the property (normally 10 percent).</p> <p> Now who in their right minds would agree to even commit to buy a property not viewed and give the fees upfront, which again cannot be "claimed back" !!<br /> What if the property you bought has major repair works OR<br /> Annoying neighbours, you might need some kind of insurance to protect you for few BMV deals. This could be the reason it was sold at less value in the first place.<br /> Leasehold flats in London unless in high profile areas of Kensington etc are very hard to sell if lease is below 80 years so beware on that too, properties are normally 15-20 percent cheaper already because of this.</p> <p>So few rules to remember when you are dealing with any company who asks you for membership fees and their commission or any form of payment upfront without the facility of viewing.</p> <p>Stay away from companies who asks for fees to be their client.</p> <p>Do not commit to anything over the phone!! In some and you can lose all your money paid!</p> <p>Only ask for written invoice and then decide should you get tempted for this money loosing "adventure". Companies have "cooling off" period but if the invoice you receive is later then "cooling off" period? </p> <p>Do not give your account details over the phone, once gone, they are out of your hand.</p> <p>Do not pay upfront anything. If they want you as a client they can show you the property and give you a timeframe of 24 hrs to decide to put offer.</p> <p>Do not commit to or pay their fees upfront to BUY the property, only on exchange of contracts as that might never happen if the vendor decided to back out !</p> <p>All the above points are only for you to be safe and how to save money in current climate and put it to better use. </p> <p>You can search about some companies by googling their name and on sites like: moneysavingexpert and singingpig and newspaper site guardian, observer and property-system.</p> <p>Take care<br /> Money saved is money earned! </p> http://www.cheaploans.co.uk/forum/topic/some-money-saving-websites#post-1088 Fri, 20 Jan 2012 06:54:31 +0000 margauxmorgan 1088@http://www.cheaploans.co.uk/forum/ <p>Hi! i read some good ones here <a href="http://www.loancalculatorformula.com/" rel="nofollow">http://www.loancalculatorformula.com/</a></p> <p>hope this helps! </p> http://www.cheaploans.co.uk/forum/topic/a-deeper-look-at-razr-x#post-1080 Tue, 17 Jan 2012 01:20:01 +0000 Cherrycheng 1080@http://www.cheaploans.co.uk/forum/ <p>Perhaps most of you have already heard about Callaway RAZR X Irons. However,I want to have a deeper look at it together with you friends. The Callaway Razr X Irons are designed to give you incredible feel, while allowing you to maintain your distance; they allow for a large amount of forgiveness when you do not get a center hit as well. The technology used to make the Razr irons is the newest and is the technology that is going to lead to a much different type of design in many golf clubs.</p> <p>The best part of callaway razr irons is there are three different models to choose from so that you can get the type of iron you need for your ball flight and skill level. This gives you the chance to have an iron that is nearly custom built to fit you without paying the enormous prices of the custom built name brand clubs. The Callaway RAZR irons are made with a wide sole, but still remain very playable almost like a thin sole iron. You will get a lower and much deeper center of gravity with a very consistent hot face allowing you to maximize your distance while not making any sacrifices as far as accuracy is concerned. No longer do you have to choose between accuracy and distance.</p> <p>When you choose to use an iron like the Callaway Razr X Irons you will not have to worry as much about missing the center of the face because you are going to get a much better miss off the heel and toe of the clubs. This means that when you hit that 175 yard shot into the green and you know you hit it off the toe, you will be chipping, but from a closer distance and more likely from a better spot.</p> <p>Great news,there are many new clubs and combo sets for sale on <a href="http://www.igolftimes.com" rel="nofollow">www.igolftimes.com</a> </p> http://www.cheaploans.co.uk/forum/topic/some-money-saving-websites#post-663 Thu, 31 Mar 2011 11:56:09 +0000 familyinvestments 663@http://www.cheaploans.co.uk/forum/ <p>Those are some great sites but I wanted to share this one too, it offers lots of great financial help.</p> <p><a href="http://www.familyinvestments.co.uk/" rel="nofollow">http://www.familyinvestments.co.uk/</a> </p> http://www.cheaploans.co.uk/forum/topic/money-making-websites#post-66 Thu, 10 Jul 2008 10:12:43 +0000 hanzor 66@http://www.cheaploans.co.uk/forum/ <p>Hey all... </p> <p>Just thought I'd give a mention to Matched.co.uk. It's a great way of making a bit of extra cash on the side. I did it, and I get a few quid going into my paypal account each month from it. Every little helps! </p> <p>All you need to do is enter the details of your websites, and any pages you want to have adverts, on into their database. They match your sites with advertisers, and pay £3 per advert per month. You can enter up to 5 websites, and 5 pages on each site which could potentially make you £75 a month! </p> <p>One thing I have found is that they are more likely to assign ads to finance-related sites. I'd take a look at it - I did, and it's extra money for doing virtually nothing! </p> http://www.cheaploans.co.uk/forum/topic/some-money-saving-websites#post-23 Sat, 24 May 2008 10:07:53 +0000 Supafly 23@http://www.cheaploans.co.uk/forum/ <p>I really like Martin Lewis's Money Saving Expert, loads of tips on how to squeeze pennies out of pretty much everything and everyone. </p>