HomeLoan ProductsLoan ToolsLoan InformationNewsLoan ForumAbout UsContact Us
Rates start from just 5.5%
No Yes
Application process
NoYes


Welcome to the official home of Cheap Loans, the UK's premier low rate loan search and save service.

Cheap Loans provides "price conscious" consumers with the facility to source a reliable, hassle free loan quotation from the UK's biggest, best and most reputable personal loan providers. We don't charge fees of any kind, run credit checks as part of our service or obligate our users to take a loan as a result of using the site.

How is Cheap Loans different?

We understand that the key to winning your custom is through an assurance that the quotation we provide... is unbeatable. For this reason, we believe we exert more effort than anyone else, in the search to obtain the cheapest loan deal for our customers. We search, compare and provide cheap loan quotations from a portfolio of more than 550 personal and secured loan plans, sourced from close to the entire of the UK's lending population.

What about bad credit?

Fear not! We do not scrutinise against applicants with a history of bad credit, in fact around 1 in 4 of our customers have had some level of bad credit registered against them. Cheap Loans assesses each of our customers on an individual basis, identifying circumstantial traits in which to help better place your request for a bad credit loan, at the cheapest possible rate.

What type of loans can I apply for?

Cheap Loans supply and process a wide and varying range of competitively priced UK loan products, for both homeowners and tenants. Essentially, our loans can be used for almost any purpose, however, a snapshot of some of our more popular products can be found below.


Cheap Debt Consolidation Loans

Debt Consolidation Loans or consolidation loans are a great way for a person with numerous different credit commitments to "roll up" all of their outgoings into one lower, more affordable monthly repayment. Sourcing a cheap rate loan is crucial for the mechanics of a debt consolidation loan to be effective, as the borrowers aim, ultimately, is to pay less. To find out more about our debt consolidation loans, please follow the link.

Cheap Personal Loans

Cheap Loans conducts an impartial search of the entire UK lending market, meaning we have fewer restrictions than many conventional online loan providers. This freedom of search allows us access to a higher percentage of cheap personal loans from a bevy of both niche and mainstream lenders. To find out more about our cheap personal loans, please follow the link.

Cheap Secured Loans

As a lending product, Secured loans form one of the most heavily competitive sectors of the UK’s financial market. This is particularly advantageous for homeowners, as fiercer competition essentially broadens choice and increases the chance of qualifying for the cheapest loan deal (which can only be a good thing). Cheap loans are particularly successful in helping applicants of secured loans obtain a market leading package, regardless of past credit conduct. To find out more about our secured loans facility, please follow the link.

Bad Credit Personal Loans

If bad credit has presented a barrier for you in the past with regards to sourcing personal loans, make sure you give us a try. Cheap loans help thousands of UK borrowers source bad credit personal loans every month, and all at surprisingly low rates.

We make applying for bad credit personal loans easy, simply fill out our express contact form and we'll source the cheapest loans available, based on your individual circumstances. To find our more about bad credit personal loans, simply follow the link.

Cheap Loans Resources

We feel that before you apply for a loan it is good practice to do a little bit of homework beforehand in order to prep your expectations. To support this ethos we have incorporated two distinct areas within cheap loans, which we would encourage you to visit.

The first area is our loan tools section. This area contains a string of useful calculators and assorted tools, which we hope will help our visitors to decide on the type of loan that they require, but more importantly to determine if it is the cheapest loan or most suitable product for their circumstance.

The second area is our UK loan and finance forum. We have incorporated this facility to allow all visitors to openly share their experiences with the rest of the community, as well as offering any useful hints and tips which may account towards qualifying for a cheap loan or managing their personal finances more effectively.

Both of these areas are open to anyone who visits the site and are free to use regardless as to whether you decide to apply for a loan with us, or not.


kitana on Welcome Finance:
ive used welcome twice for cars and twice for a loan they are good but anyone looking to go with them the ppi needs to be steared clear off as if you dont take it you can save yourself alot of money ...

30/06/2009


kitana on loan for bad credit:
my partner has one thing against him apparantly scored a d for eratic payments we have been declined just about everywhere ...

30/06/2009


kitana on Cash Finance Direct:
was tempted to call these for about 3 seconds then slapped myself stuip for even thinking about it thank god i didnt ...

30/06/2009


First Time Buyers Should Act Now - July 2nd, 2009

Over the course of the past few months, there has been a steady improvement in the number of house sales and homeowner loans being approved, as potential homeowners and borrowers are cautiously re entering the market, with first time buyers making up a high proportion of the overall loan approvals.
According to a recent survey, conducted […]

Interest Payments On Homeowner Loans Nearly Halve - July 1st, 2009

Most people who have a homeowner loan or mortgage secured on their home will undoubtedly already be aware that the cost of their loan has fallen significantly since October last year, when the Bank of England’s Monetary Policy Committee (MPC) started to lower the base rate of interest in order to combat the effects of […]

The Only Way Is Up - June 30th, 2009

The latest statistics from all the major housing market indices have shown that house prices have hit the bottom and are now actually starting to increase in value once again, according to research conducted by Assetz.
The figures show that prices reached their lowest point between April and May this year, but the figures for May […]

Secured Loan Packager To Close To New Business - June 29th, 2009

The recent economic down turn and credit crunch have caused huge problems for the finance industry and loan companies over the course of the past couple of years and although we are now starting to see the first small signs of recovery (albeit very slight indeed), the effects of the credit crunch and current recession […]

WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Home | Loan Products | Loan Tools | Loan Information | News | Loan Forum | About Us | Contact Us
Terms & Conditions | Privacy Policy | Sitemap | XML Sitemap | RSS


© 2008 Cheaploans.co.uk - All Rights Reserved.